WHAT 'ME TIME' IS?

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What is the mean of me time? Maybe we've often heard about 'me time' before. Me time is a time for yourself, is the break that we need to do any activities alone just be yourself. Leisure time for a short break from all the routines that we do.

Peoples usually need about two hours per day to enjoy the time off by themself, this statement is according to psychologist Ayoe Sutomo. Time needed about only two hours can be effectively as possible as they can. Maybe for talk with deep down in the heart or mind, for listening more of what they heart said or how much they thinking a lot about anything.

In the survey that conducted by the Pew Research Center, women in America usually have a free time so much less than men. Leisure time can be happened just about five hours per week at home by themselves without children. If their children were aged under 18 years, so we can tell that the spare time they can get was reduced to only 3 hours per week.
It is not much different from what happened in Indonesia.

Do you take your 'me time' today? You needed it, really!

Make Sure that You All Set Up Before Holiday Abroad

End of December and we just counting down for a new year. So we had more than enough time for holiday! Yaaayy.

Want to set up your holiday abroad?
Please read these article first for know what you really need to spent holiday abroad.

# 1 Passport and another document needed
If you want to spend holiday aboard, of course you need to check your passport, is it need to renew or not or maybe you don't have any passport yet? Make sure that all about passport and other document for leaving country for a while was set up already. The process for making our passport all set up maybe we can say that it not so long time, but still it need some time. It should be ready at least a few months before you decide to leave for holiday.

7 Tips Kece Liburan Keluar Negri

Wah 2017 sudah di depan mata. Kalender berisi jadwal hari-hari libur pun sudah ditangan.
Artinya?
Ayolahhh kita pergi berlibur.

Ke destinasi wisata dalam negri, boleh.
Ke luar negeri, juga boleh.

Kali ini saya mau share 7 tips kece liburan ke luar negeri.

#1 Siapkan dokumen

Untuk keluar negeri, paspor adalah dokumen wajib. Urus dari jauh-jauh hari, baik perpanjang atau urus baru. Prosesnya sih cepat, tapi tetep aja butuh waktu. Jangan sampe mepet-mepet. Ga mau kan semua hal sudah siap eh batal berangkat lantaran paspor visa belum kelar. Kelar liburan lo, bahkan sebelum dimulai!

#2 Alat komunikasi

Gali informasi sebanyak-banyaknya mengenai kartu SIM provider seluler yang murah meriah untuk sekedar apdet sosmed atau memberi kabar ke keluarga di tanah air. Pentinglah ini. Kalo mau tetep pake provider lokal Indonesia sih boleh aja, tapi jangan kaget sama tagihannya atau bentar-bentar isi pulsa. Bro sis, susah loh isi pulsa di luar negri. Atau mendingan sebelum pergi melancong, migrasikan pra bayar menjadi paskabayar untuk komunikasi tanpa batas.

#3 I understand, you understand, that's communication

Pelajari beberapa bahasa singkat negara yang kita tuju. Bawalah kamus percakapan umum turis. Kalo ke negara yang masih pake bahasa Inggris kayanya masih enak, masih laku kamus oxford. Nah kalo ke negara yang bahasanya selain Inggris, berkanji-kanji atau punya aksara/karakter sendiri, hmm perlu persiapan itu mah. Bawalah kamus, itu udah best effort!
Tapi sebenernya untuk ngomong bahasa selain bahasa kita, jangan pentingin grammar, meski bisa grammar will be better. I understand, what you said and vice versa, that we call communication. Meski gesture juga perlu dikerahkan kalo udah kepepet.

#4 Uang saku!

Nahhh ini penting banget juga. Kalo liburan ya kudu bawa uang saku, berupa uang cash. Gampang kok, bisa punya uang sekian langsung ditukerin ke mata uang negara tujuan lalu dipegang sebagai cash. Atau... nabung dari jauh-jauh hari di bank nasionalnya negara tujuan yang cabangnya di Indonesia. Jangan lupa cek pergerakan nilai tukar rupiah 2017 Sindonews. Iya, karena pergerakan nilai tukar rupiah itu sungguh dinamis, walau ga jauh-jauh amat, tapi lumayan bikin jantung ser ser. Efeknya ke banyaknya nominal yang bakalan kita tukerin. Jadi sering-sering cek pergerakan nilai tukar rupiah 2017 Sindonews.

#5 Tour travel atau backpacker

Dua dua nya boleh. Dua-duanya punya plus minus. Kalo pake tour and travel pastilah agendanya lebih terarah, kemungkinan untuk over budget lebih kecil karena ada ittinerarynya. Tapi kalo dibandingin ketengan backpacker, pastilah lebih mahal, kan nyewa tour guide supaya waktunya ootimal, kaga ada acara nyasar-nyasar atau luntang-lantung ga dapet hotel.
Sedangkan kalo backpacker, kita yang susun sendiri ittinerarynya, estimasi biayanya. Kalo pake nyasar, ya berarti ada biaya extra untuk naik taksi ke tempat semula, atau malahan biaya extra karena kena scam di kawasan tertentu. Banyak-banyak nonton scam city sebelum backpackeran.

#6 oleh-oleh

Hm hm hm... jangan terlalu terbebani pikiran dan bagasi dengan basa-basi orang-orang yang minta oleh-oleh, kecuali mereka emang nitipin uangnya untuk beli oleh-oleh dan juga bayar over bagasinya. Hahahaha. Ya beli seperlunya dan semampunya aja, jangan sampe over bagasi.

#7 Asuransi

Asuransi perjalanan, murah tapi kadang disepelekan. Asuransi ya fungsinya proteksi terhadap hal yang tidak diinginkan. Ya iya sih kita ga mau terjadi hal yang buruk, tapi kan siapa yang tahu? Membeli asuransi itu sih menurut saya, penting. Ingatlah bahwa keluarga tercinta menunggu kita di rumah.

Nah, simple kan? Sudah siap liburan ke luar negeri? Kalo saya pengen bangen ke Maldives lohh. Kalo kalian pengen kemana?

How to Choose Working Bag for Career Woman

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To be a successful career woman, bag for ladies certainly did getting noticed. Our bag will support us and definitely bring a positive aura of self-confidence while we wear it.

But the woman's bag have so many kinds, from simple yet elegant style to the sparkling one that made us looks all stunned. The bag price also have many range, there's bag for lady with cheap price and modest but another bag is an equal price with someone car out there, we can choose our type of bag that match with our style and off course the bag we choose it the one which we can afford.

What kind of bag that able to support our activities?

7 Tips Memilih Tas Kerja Wanita Karir

Polyvore

Untuk menjadi seorang wanita karir yang sukses, tas kerja wanita ga luput dari perhatian dong.
Tas kerja yang mendukung pasti akan membawa aura positif kepercayaan diri pemakainya.

Tapi tas kerja wanita itu banyak banget macemnya, dari model yang simple elegant sampai ke yang blink blink nya bikin semua mata terpana. Harganya juga macem-macem, harga tas kerja wanita ada yang murah dan menyenangkan dompet sampai yang setara sama mobil juga ada, semua bisa kita sesuaikan dengan situasi kondisi keuangan kita masing-masing. Yang kaya gimana sih yang okeh dan bisa support kegiatan pemiliknya?

#1 Ukuran sedang
Tas kerja yang pas itu yang minimal bisa muat dompet, handphone, tablet. Ya sesuai dengan namanya, tas kerja ya pasti memuat barang2 yang bisa menunjang pekerjaan pemiliknya. Ga guna juga kalo bentuknya clutch kecil, tapi dompet, handphone, planner berserakan di meja. Hilanglah fungsi tas kerja.

#2 Laptop ga wajib
Maksudnya tas kerja kita ga wajib bisa masuk leptop. Biasanya laptop ada tasnya sendiri dan dijinjing tersendiri. Tapi kalopun muat laptop 10", boleh juga. Tapi pertimbangkan kekuatan tas tersebut. Jangan sampe tengsin saat bawa segala macam alat tempur trus jebol.

#3 Investasi jangka panjang
Sebagai wanita karir yang sibuk, meski punya seribu koleksi sepatu, meski punya sejuta koleksi tas, tetep aja waktu kadang ga bersahabat untuk sekedar beli tas kerja baru.
Gakpapalah harga tas kerja wanita yang agak mahalan sebagai investasi jangka panjang. Daripada yang murahan tapi sebulan jebol?!

#4 Tote oke, postman juga oke.
Bingung model yang gimana? Hmm untuk tas berkapasitas agak besar, yang paling cocok ya yang model tote, yang bisa disampirkan dan dikempit di bahu. Atau modal selempang atau postman. Hanya saja kalo model postman karena talinya lebih panjang, kekuatannya lebih rentan dibanding tas tote.

#5 Bigger is better
Bener banget, makin gede makin oke untuk menampung banyak keperluan kita, mungkin kita sering harus bawa-bawa dokumen tertentu kemana-mana, repot dong kalau bawa-bawa map. Belum kalau janjian sama klien lain eh baru inget ternyata mapnya ketinggalan di toilet cafe yang tadi kita mampirin. Tapi jangan oversize segede tas popok ya atau segede tas koper -_-. Small is good, Bigger is better but biggest is nay! Kan kita wanita karir sis, bukan wanita kurir. Uhuk. Hihi.

#6 Neutral please.
Untuk warna mah ya yang netral aja, untuk memudahkan padupadan dengan kostum. Lagian kalo warnanya spesifik, agak riweuh bongkar-bongkat ganti tas pas ga sesuai dengan outfit of the day. Salah2, bisa ketinggalan barang penting. Macem pointer, powerbank, kecil tapi urgent.

#7 other stuff
Yah yang namanya cewe, ga jauh2 dari printilan. Macem tas make up, tisu basah, hand santizer, tisu kering belum kalau buat kerja ya pasti ada tempat khusus kartu nama klien, tab atau planner untuk mencatat hal-hal penting yang harus kita kerjakan. Memang sih printilan kecil, tapi kalau banyak ya pastilah ini lumayan butuh space di tas. Jadi ya, pilih tas yang ada banyak sekat di dalamnya. Ada sekat untuk kunci, hp, sehingga mudah dijangkau dan dicari kalau butuh sesuatu. Jangan perlakukan tas kita kayak kantong ajaibnya Doraemon yang segala cemplung di dasar tas nggak beraturan. Bingung dong kalau butuh sesuatu harus ngubek-ngubek dulu sampek ketemu. Nggak praktis dan memakan waktu cuma buat nyari barangnya doang.

Nah itu garis besar memilih tas paling nyaman buat kerja para wanita karir.  Hmmm ada tambahan lain?

6 Tips To Looks Pretty in Front of The Camera While Took Wefie

pic source: Pinterest

The develop of technology and internet in the world today allows us to share important moments that we have to the people we know. Quite through our social media accounts are supported by sophisticated technological gadgets, whatever event we attend can not be separated from wefie - means group photographs. We taking wefie together and uploaded on a social media account, of course we will did not forget tagging every person captured on these photos.

Honestly, photos that we will save and upload to our social media account is a photograph that we are appeared focus and good looking there. Even our friends often tagging ourselves in some photographs that is not the best photos of us. Sometime, we are not ready to be photographed and couldn't put our focus on camera, or our face looks greasy, or even looks so big in the photo.

Here are tips to look beautiful in front of the camera to avoid unpleasant photos tags from friends:

Hang Out Seru Tanpa Gangguan

Hang Out Seru Tanpa Gangguan.
Sesekali kita boleh hang out bersama teman atau kerabat tercinta. Untuk menghemat biaya perjalanan sekaligus memperpanjang durasi kebersamaan, kita bisa memanfaatkan satu kendaraan bersama-sama. Beberapa orang teman bisa nebeng di mobil teman yang lain. Selama perjalanan bisa bertukar cerita seru, dan si pengemudi bisa agak relax dan terhibur oleh rekan atau teman yang menebeng.

Kebersamaan ini jangan sampai rusak karena adanya hal-hal yang tidak diinginkan seperti misalnya bensin yang tiba-tiba habis, oli bocor, lampu kendaraan yang tidak menyala atau mungkin aki mobil yang soak. Selain merusak mood, juga merusak momen kebersamaan.

Untuk mencegah hal-hal yang tidak diinginkan selama perjalanan, cek kendaraan sebelum digunakan. Cek air radiator, oli, cek aki mobil. Jika aki soak maka fungsi kendaraan tidak berjalan optimal.

Namun jika hal itu tetap terjadi padahal sudah dilakukan pengecekan sebelumnya, maka jangan resah dan gelisah. Kita bisa menggunakan layanan aki antar #GSAstraDelivery dari Shop and Drive. Caranya pun sangat mudah, kita tinggal menelpon ke 15-000-15 dan aki baru sesuai pesanan akan segera diantar dan dipasangkan. Simple kan? Layanan pesan aki antar ini bisa untuk siapa, termasuk para pengemudi wanita yang kebanyakan ga begitu paham mengenai kendaraan yang sering digunakannya.

Nah jika aki sudah oke, hampir fungsi kendaraan bisa beroperasi normal. Seperti lampu, AC, radio/tape yang membuat perjalanan hang out jadi lebih menyenangkan. Ya bisa sih ngewa taksi online, tapi kok rasanya lebih akrab jika kita bisa menebeng teman. Ya temen sih temen, jangan lupa, dia manusia juga, mobilnya juga mobil biasa juga. Yang artinya si pengemudi tetap akan merasa lelah mengendarai kendaraan selama perjalanan dan si mobil tetap butuh bahan bakar untuk operasional perjalanannya. Para penebeng sih baiknya bisa sama-sama patungan biaya perjalanan seikhlasnya sebagai pengganti uang cape dan uang bensin kepada si pengemudi. Hitung-hitung kita bantu teman. Siapa tahu dia memang sedang dalam kesulitan, ya kan?

Jadi, kamu termasuk si penebeng atau pemberi tebengan jika ada acara hang out bersama?

Tulisan ini diikutsertakan dalam Storytelling Competition GSAstraDelivery.

5 Tips for Peaceful Holiday

pic source: weheartit

Who would not want to go vacation with calm and peaceful mind? That's a vacation without a headache thinking about like who will take care of my pets today?
Who will take care the pets tomorrow? Or,

Geez, how if electricity morgue because of token PLN depleted? Oh my vegetables in the refrigerator going to be damaged. Or, OMG my health insurance dues it paid or not? But this month my Mama went to the clinic for check up.

If all above in your mind while on vacation, believe me, you will had so stressful holiday and. And after a vacation you rush home, tangled hair, face pouted because you don't really enjoy your vacation.

So, for let yourself a safe and peaceful vacation, there's a tips you could do:

#1 Plan vacation ahead of time

Yes it should do, so everything was well planned. Planned well about costs and doing research about tourism destinations. The farther, the more we can remember what kind that we have to prepare.

#2 Make a list things to do

Important! Make a list of things to do in the planner or if do not have that, you could write on the calendar. If the calendar is too small to make a plan, wrote in a post-it sticker and stick that to a place that we are often passing, as in the front door of the room, on the board. What kind of content?

Simple, example :
Kitty will entrusted to my neighbor mrs. A, prepare food 1 packet, sand for kitty poop and 'helping fees' about 10 dollars.

#3 Prepare holiday supplies

In addition to packing clothes, we also need to buy some goods more that we will need on our vacation object. Sunglasses for example, or a thick jacket, or a new suitcase padlock.

#4 Obey your list of things-to-do

List Things-to-do was made to be obeyed. If it just written, but you don't care of obey so you will messing up anything you already plan for vacation.

Especially pay bills for insurance health, phone bills, electric bills. By the way, now we could pay all bill by online, choose online for simple and easy way.

#5 Prepare local cash

If your object of vacation is out of the country, change your cash into local currency. It's not funny until we landed on foreign airports, you are so hungry and would like to having snack or drink but you must be waiting for the money changer is open.
If you take vacation on local tourist destination, it is also necessary cash money, because we do not know where the location of the nearest ATM.

All of tips already checked? Hurray, it means you're ready for the holidays with a quiet and peaceful mind.
So let's get lost!

5 Tips Liburan Tenang Dan Damai

5 Tips Liburan Tenang Dan Damai.

Siapa sih yang ga mau liburan dengan tenang dan damai? Maksudnya liburan tanpa pusing mikirin ini itu seperti ntar binatang piaraan hari ini siapa yang jaga?

Besokannya siapa yang jaga? Atau,

Ya ampun, kalo listrik rumah mati gegara token PLN habis gimana? Sayur mayur di kulkas bakalan rusak. Atau,

O em ji, iuran BPJS Kesehatan bulan ini blom dibayar padahal si Mama mau berobat ke klinik.

Kalo semua hal diatas ada di pikiranmu saat liburan, believe me, liburan malahan jadi stress dan degdeg an. Pulang liburan, rambut kusut, muka manyun karena ga kerasa nuansa liburannya.

Makanya, biar liburannya aman dan damai, saya punya tips kece nih. 

#1 Rencanakan liburan jauh-jauh hari

Ya supaya segala sesuatunya terencana dengan baik. Ya biayanya, ya riset ttg destinasi wisatanya. Makin jauh, makin banyak yang bisa kita ingat apa aja yang harus kita persiapkan.

#2 Buat list things to do

Penting! Bikin things to do list di planner atau kalo ga punya, ya bolehlah di kalender, atau kalo kalender terlalu kecil bikin aja di sticker post-it trus ditempel di tempat kita lalu lalang, seperti di depan pintu kamar, di papan tulis. Apa aja isinya? 

Simpel aja, ga usah dengan bahasa formal. Contohnya : 

Si puss dititip ke tetangga A, siapkan makanannya 1 bungkus, pasir pupnya dan 'ongkos' terimakasihnya 100k

#3 Siapkan Perlengkapan Liburan

Selain packing baju, perlu juga kita beli beberapa barang yang kurang. Misalnya Sunglasses, atau Jaket tebal, atau gembok koper yang baru. 

#4 Patuhi List things-to-do

List Things-to-do dibuat untuk dipatuhi. Kalo cuma ditulis doang mah, siap-siap grabak-grubuk pas berangkat liburan. 

Terutama bayar tagihan BPJS Kesehatan, isi pulsa, beli token PLN online. Btw, sekarang jaman online, ya bayar online ajalah, simple dan praktis. 

#5 Siapkan uang cash lokal

Maksudnya ya kalo keluar negri, tukarkan rupiah ke mata uang setempat. Ga lucu kan sampe bandara negara asing, mau jajan minum aja nunggu money changer buka. 

Kalo liburannya di destinasi wisata lokal, perlu juga uang cash, karena kita kan ga tau dimana letak ATM terdekat. 

Udah semua? Aseeek, berarti kamu siap liburan dengan tenang dan damai.

Yuk ah berangkat!!!

4 Ways to Clean Our Face Optimally

pic source: pinterest

Cleaning our face is an activity that has often everyday we did, because it is our routine activity so without realizing we take it too easy and simple. But do you know that if we do not clean our face properly we may experience redness, irritation and other side effects unsightly? Fortunately, we need only a few adjustments and a bit of extra attention to help us achieve the perfect skin. Well here below are the correct way to cleanse our face:

#1 Skip washing your face in the morning
Yeah your eye wasn't lie, the number one tips as what you read above. So it could be a pleasant news for us who often lazy to dress up or clean our face patienty in the morning instead? Yeah we do not need too often washing our face in a day, even twice a day, it is quite a lot. Which should wash or clean the face is the part of us that have oily or acne-prone skin. So treat this as a discount so we, who have a normal skin will no longer grounded in cleaning our face every time we have to do it.

#2 Clean your face twice during night
Clean your face twice when night before bed is very important for the sake of good quality sleeping and our skin can be regenerated well. Cleaning face is also very necessary for women who have to wear makeup all day long, to avoid the dirt left on the face will cause clogged pores. Clean the face first with cleansing milk or the like, then wash your face with facial foam in order to obtain maximum cleansing before bed.

#3 Choose the right cleanser for your face
Get to know in advance what our face skin type, are our face has dry skin, oily, acne or something else? So many options for facial foam, maybe it was too many kinds of products and we are also increasingly difficult to choose one as the best friend of our skin. Do not forget to find out for review per product. But if your skin type including dry and sensitive, preferred to choose a form of cleansing milk facial cleanser and face tonic. If your skin is more like oily types, foaming gel cleanser shaped face will balance our skin condition. However, if the conditions of our face was pimply, look for cleansers formula contains salicylic acid to keep pores clean.

#4 Lower the water temperature
If because some condition we forced to sleep in the early morning and feel cold when it is time to wash our face, please do not wash your face with hot water whatever the conditions. Hot water caused our skin to become dry. And if we've heard that the cold water can close the pores, notes that it is a myth. Best friend for our skin to stay comfortable with is a warm water.

5 Tips Healthy Eating But Not Pricey

pic source: pinterest

Healthy lifestyle trend was so popular last year and now. Starting from the infused water, mixed juice, smoothies, diet mayo and more. For diet enthusiasts who pretty lazy caused by complicated rules of diet, do not worry because varied catering provide healthy food for dieters with the promotion of good food with low calories, with organic materials healthy and we're fully impressed with customer testimonial who successfully lose their weight.

Are you curious because their tempted result, so you begin to ask ask the caterings price list which is er... pretty pricey. If only we reserved once cycle of diet because we wanted so much and curious about, so it's okay. But if sustained repeated orders for next cycle of diet maybe you need to thinking again and again.

Though eating healthy does not mean expensive, you know, if we take the time to prepare our own menu and made our own diet cycle menus.

Do you done trying prepared its own menu and feel it still expensive?

Ah if the difference of up to several tens of thousands rupiahs for any organic food or healthier food so come on think about it, it's all worthed to pay, is far more cheap than the treatment we need to pay when we get sick. Or maybe what you've done is not enough proper planning ? For more details, check out 5 healthy eating tips while saving for our evaluation:

#1 Check discount and promos

Women and discount / promo is a good friend. If our radar is usually for hunting dress, makeup or baby diapers so from now on we need to targeted a healthy food. Priority list for hunting the sale first, then our healthy diet depend on that. If we got broccoli on sale, so yes today and the following day broccoli will became our menus. Maybe we can cooking broccoli as soup.

#2 Nuts, seeds and bulk herbs

Buy anything even food in bulk will be usually less expensive, this certainly because anything in bulk usually should be unbranded. But do not forget to shop bulk food from a reliable place. With grocery shopping in bulk we can buy groceries as needed, if we doesn't want to stock the food in our kitchen so we can buy a little to keep the food remains fresh.

#3 Just go to shop online and do supermarket checks when required 

Women and shopping can not be separated, in any case, including food. To avoid buy too many kinds of food that we can cook or need in maybe a week better we're not go to the supermarket or just window shopping at the online store healthy food oftenly. Be careful for the temptation that can lead us to buy it.

#4 Create the shopping list

Define duration of shopping for example once a week and make a list of food that we needed in that time period, focusing ourselves to buy only what is listed.

#5 Take adventage from freezer

Do not immediately throw away all the food on rest of the day, put in different food container and place in freezer for the next day. Take an advantage from the freezer to keep food always in good condition so we can enjoy the food again after reheated the next day. It help us so much on saving isn't it?

5 Reasons Not To Set Up Pension Funds That Must Be Stopped

Currently you are working, as well as your husband. Your husband may be working in a company with a great career and you have a pastry shop not far from our home and already has some loyal customers. Income from your pastry shop of course entirely yours. Shopping anything you liked maybe easy, not so big deal because you have your own money.

Or perhaps you and your husband just married recently and had just planned to build household's ladder economy better?

But have you ever think about retiring and has started to put aside your income for retirement? Retirement is something that will definitely coming, even you have so many of plans and pretty much of income, we could not determine through it with full readiness.

These reasons may be familiar with yourselves in order to avoid preparing a pension plan. What is it?

#1 "Do not have enough or much money."
Some people will argue that they have no more money to be allocated as a pension after paying routine bills. Do you belong? But without thinking twice, why we were able to spend up to 500,000 IDR a month to eat somewhere nice or traveling? However, if they set aside half of that amount, in only 10 months would be 2,500,000 IDR. Just imagine if 30 years along with interest.

#2 "I'm young, I still have plenty of time to save money to retire."
No you know the more you getting old year by year, the more allocation of expenditure which made our earnings less rest. That's why do not delay, do it as early as possible.

#3 "I have a right to have fun with my money, because I already working so hard for it."
Well it is true that you are always entitled to your money but do not forget to predict the future too. So from now on, divided your money into two allocations, have fun now and for your retirement in the future... isn't it sound fun and guaranteed?

#4 "If I retire, I will sell my house,"
Is you include a person that thinking like that? Well of course sell the house will generate a lot of money, especially if your house in a strategic location and sought after by many people. However, where will you live then? After all, we do not know what will happen when we retire, house prices maybe will be greatly influenced by the market price. Moreover, selling a home is not something that can be quickly done.

#5 "I want to focus on saving for children's education first, then retired,"
It has naturally character of parents to put the needs of their childrens before themselves. But you must remember this: if the needs of our childrens school feesrequires a lot of money, we can get extra money to pay it from scholarships or other types of aid. But if it is about to retire, no. We can only use the money we have saved.

Simple Tips for Beach - Vacation

Entering the end of  year is the right time for some getaway to many national holidays that we can use to simply refreshing ourselves from everyday activities.

A trip to the beach being favorite destination to spending holiday. You can go to Bali or Lombok where is already famous with their beautiful beaches.

Before of the trip to the beach, you should plan carefully for your trip because the holiday season will cost you much more for inn or hotel and airplane tickets will be quickly sold out and if the tickets still available for you, definitely the price is way more expensive. In order for a vacation to the beach so will no bothering you with it's cost and you still enjoy it as much as you can, follow some fun tips below.

Choose Tour & Travel Services
If you are planning a vacation with friends or your clique, you better use the services of tour & travel. In addition you can get a complete and attractive deals, of course, the price will be cheaper then if you have to take care all by yourself. In addition, you get to enjoy the moment of your vacation. No need to bother with the followup preparation required for most activities and accommodation while on vacation has been prepared in full by tour & travel. Even so, you need smart carefully pick for tour & travel package. The qualified one tour and travel that will not disappoint you and destroy the beautiful moments during the holidays.

Choose Matches Clothes 
The clothing that will be taken while on vacation, if you choose to go to the beach, then clothes that  you choose should be made from cool and absorb sweat fabric. You can wear your favorite mini summer dress to be outfit to the beach and combined with the cross-eyed sunglasses. Or you can bring hot pants and tank top for more wearable outfit. Your vacation does not complete if you do not choose the best outfit to wear especially if you want to take many photographs on vacation, so wearing pretty outfit it's a must!

Preparing for Cash
No harm if you prepare some cash when going on vacation rather than searching for ATM. But remember it should not be over budget because then  you will run out of money after the holiday. You can trick that by allocating a budget to be spent per day and then separate your cash according to your budget.

So, are you already prepared for vacation?

Tips Sederhana Saat Berlibur Ke Pantai

Memasuki penghujung akhir tahun memang saat yang tepat untuk liburan karena banyak hari libur nasional yang bisa kita manfaatkan untuk sekedar merefreshing diri dari aktivitas sehari-hari.

Berlibur ke pantai merupakan salah satu destinasi favorit untuk menghabiskan waktu libur. Kamu bisa pergi ke Bali ataupun Lombok yang memang sudah terkenal dengan berbagai pantai indahnya.

Sebelum berlibur ke pantai, ada baiknya kamu merencanakannya dengan matang terlebih lagi akhir tahun merupakan high-season liburan sehingga sudah dipastikan tempat penginapan ataupun tiket pesawat akan cepat habis dan jika tersedia pasti harganya lebih mahal. Supaya berlibur ke pantai jadi hemat dan tentunya semakin menyenangkan, ikuti dulu yuk beberapa tips asyik di bawah ini.

Pakai Jasa Tour & Travel

Jika kamu merencanakan berlibur dengan teman se-geng, lebih baik kamu memanfaatkan jasa tour & travel. Selain kamu bisa mendapatkan penawaran lengkap dan menarik, tentunya harganya akan lebih murah jika kamu harus mengurus sendiri. Selain itu, kamu juga lebih bisa menikmati momen liburannya. Tidak perlu ikutan repot dengan persiapan yang dibutuhkan karena sebagian besar kegiatan dan akomodasi saat liburan sudah disiapkan secara lengkap oleh tour & travel. Meskipun begitu, kamu tetap harus pintar memilih paket tour & travel yang berkualitas ya agar tidak mengecewakan dan menghancurkan momen indah saat liburan.

Pilih Pakaian yang Cocok

Pakaian yang akan dibawa saat berlibur terlebih lagi ke pantai sebaiknya berbahan adem dan menyerap keringat. Kamu bisa memakai summer dress mini favoritmu untuk menjadi outfit ke pantai dan dipadukan dengan sunglasses yang kece. Ataupun kamu bisa membawa hot pants dan tanktop untuk tampilan yang lebih praktis. Berlibur memang tidak lengkap rasanya jika kita tidak memikirkan outfit apa yang akan dipakai terlebih lagi jika kita ingin mengabadikannya lewat foto tentu outfit yang kece merupakan hal yang wajib kamu kenakan. 

Siapkan Uang Cash

Tidak ada salahnya kamu menyiapkan sejumlah uang cash saat akan berlibur ketimbang harus repot mencari-cari ATM. Tapi ingat ya jangan sampai over budget karena nanti yang ada kamu akan kehabisan uang setelah berlibur. Kamu bisa mensiasatinya dengan menganggarkan budget yang akan dihabiskan perhari lalu pisahkan uang cash-mu sesuai dengan anggaranmu itu.

Sudah siap berlibur? 

Why We Should Not Regret How Much We Spent When Traveling?

Traveling is something that often presents a dilemma in our minds. If we choose to not travel, stress of boredom from the routines from our home and our workplace could disturbing us. If we choose to traveling so we will be happy anyway, but at the end there is also a stress because we keep spend in tourist destinations. We are to feared that when we come home instead feel relax and happy, we burden of thinking for a credit card bills in a row.

Then since the beginning of holiday plan when we will do the traveling, maybe in our heads already think about how we will plan a cheap traveling. So we will busy looking for tickets, hotels, tourist attractions and places to eat that super cheap. If it is necessary, we should find how to traveling as cheap as possible. Finally our holiday can be tiring and lost it means.

Here's why we do not have to feel guilty about spending money during traveling:

1) Our time is very valuable
When we decided to fill the holiday with travel abroad, definitely our first goal is to get the best price towards the destination we choice. Without knowing, we ignore what is more important: the duration of the flight. If our choice to get the cheapest flights caused us much more time in journey, chances of getting a transit flight with the risk of long wait at the airport with no certainty or flight problems occur that reduce the time of our holiday. We better pay a little more expensive, with fastest flight. It will be even more worthed really.

2) Buying Experience
Do not think twice to get a new experience, leven it cost us money. We know it is rather difficult to completely separate this from our heads. However, try to remember again what we were looking after thus far from home? Yes, new experience, right? Such as when it will go to tourist places which pricey according to us, think again it is worth the money we spent? Eating a hot dog while watching the World Cup live in the stadium is far more expensive than eating a hot dog while watching the world cup in café that not far from our house. But then again, do not look it was all about hot dog, but the experience of eating that hot dog while longer to watch the World Cup live in a country that organizes the game. Not experience we got every day of course.

3) Opportunity Can Not Being Repeated
While walking around, maybe we found a unique museum that is a popular tourist spot among locals, but no list of recommendations for tourists. Do not miss the opportunity, especially for reasons of an entry ticket that exceed our budget. We're not necessarily going to re-visit tourist destination at this time we went to, was not necessarily the museum will be open forever with ticket prices are like today. When might we go back again, maybe the price will be much more expensive than the current adjusted to the level of popularity. Well what are you waiting for? Go in and set up the camera.

3 Attractive Markets Around the World

pic taken from google

When traveling to a new places, especially when traveling abroad... sometimes we want to visit the center of the town crowd. At the first time we thought about that, maybe we will be interested  with the town's market.

Market is a place where local people interact to shop or spend their time, we will get to experience the local culture, local cuisine and foods that attracted many people. Markets always be a fun place for us to visit when we're in a new place, especially if we want to hunt some souvenirs.

Because markets in all the tourist destinations are always unique, especially with culinary experience of course it can be very difficult to sort out just some of them. But here are reviews of markets that recommended to visit when you are traveling around the place of these markets:

#1 Chatuchak Market - Bangkok
If never been to Thailand before, you certainly realize that there are so many interesting markets in Thailand. So what's made Chatuchak special than others? Chatuchak very attractive because of it has so many booth, too many in fact. In these markets, booth contained about more than 15,000 booths which of course you will be able to find whatever we want here. Whatever you want such as food, home decor, clothing or others. All you want to buy or see, you can find and get here, with a very cheap price. It's easy to linger here, but do not start to have an idea for visiting the whole booth  by yourself if you do not want to got headache.

#2 The Grand Bazaar of Istanbul
Istanbul is a place that known as one of old city in Turkey because of its role in past history. Istambul has one of the oldest markets in the world. One of the oldest markets in the world called The Grand Bazaar is located in Istanbul. You should not miss that market, really.

This market has a lot of covered area so it will be easy for visitors to shop and see the range of merchandise in this market without being too affected by the weather in this city. Very worthy if we mind to buy and take them home any fabrics and rugs that sell here because they are super pretty, so it will be able to beautify our favorite place at home. Bargaining is allowed here anyway, so do not feel embarrassed to get the best price.

#3 London's Borough Market
In London there are so many markets that are scattered in the area of ​​the city where sell any goods we wish to find the like clothes, flowers and household appliance. But among all the markets, which makes Londo's Borough Market special is that we can find various kinds of food here, ranging from modern food, the English's local food or even other exotic foods. Besides, there are also seafood, spices, café and more. We shall go to this market if we are the big lovers of food and always wanted to try some foods every visiting new place.

Are You Really an Ideal Couple for Your Wife/Husband?

After a few years of marriage with your husband / wife, maybe both of you would have a lot of things changed. Self acceptance and as a couple, a compromise about home management both of you. You've been together for so long, sometimes you perhaps forget the important things as a condition of a healthy partnership between husband and wife. And that includes the essential needs of the marriage.

Here's a list we've compiled to evaluate the things that have to be fulfilled as a condition for  achievement of partnership couples in marriage:

#1 Being a Good Listener
Maybe you are a transmitter of thoughts and good ideas to our partner, but let's remember whether in addition to the initiators and storytellers, you also pay attention to all our partner really said to you? Are you remain silent and pay attention until the story is over or maybe you think about something else, such as television shows what you miss by listening to what our partner say?

#2 Full Attention

If your partner sharing ideas, stories or thoughts... try to focus on what he / she puts forward. Pay attention to him / her, forget about the drama that we miss and social media notifications to your phone. Communication and good response with your partner will enhance the quality of the relationship itself.

#3 Hold Interruptions

If you do not agree with what your partner to say, especially if it becomes clear that you and him/her has a different opinion then hold it beforehand. Give your partner time to finish what he/she wanted to. Of course you will feel the urge to correct or give advice on what he/she thinks. Especially if before you and your partner was in talks tough despite the simple reason such as golf things shopping or fashion shopping that you don't really agree. Listen to him/her reason, may it's not be what you think. So keep quiet listening without cut off what your partner said.

#4 Pay attention to body language

When he/she speaks, pay attention to body language of your partner. Eyes, gestures and facial expressions are often able to convey what your partner really feel. Things like this will make you and your partner know more about the thoughts and feelings of each other.

#5 Clarify the situation

When your partner done with anything she/he'd like to say, clarifying the intent of the core of what he /she says. This is in addition to prevent from misunderstanding that you listen to everything he says.

#6 Ask What He/she Really Wants From You

Offer support for your partner by asking what he wants from you, what can you do for him/her? Perform a gentle compromise, because it could be your partner does not agree with what you are doing and he/she wants you to listen to why he/she did not agree with you.

Tips For Traveling Around The World

Traveling around the world is one of the many people wishlist  across the world. Perhaps we are one of them, do we?

Traveling around the world sustained less cost than divided into several sessions traveling. The secret is we have to be careful when planning and purchase of tickets for the best good deals. The cost we have to spend is more than worth it to get the experience of seeing a lot of places in a short time and memories of it as long as we can. Interested? Well here are tips to guide us how the best way traveling around the world.

# 1 Appreciate your journey as a round-the-world ticket
It will be cheaper if we come to the agency and bought a dozen tickets rather than one by one, we might have the privilege and great discounts for doing pretty much a purchase at one time.

# 2 Check miles from airline facilities including part of the credit card facility
If you have a credit card for a discount or facilitate the redemption of use with its miles card, then use it. Passable really know to reduce the allocation of the cost of traveling.

# 3: Transport equipment and documents
If where we live today is close to the country side, maybe we do not need a plane to reach them. Better when we have a plan to traveling around the world, choose the nearest country. With consideration of our budget, so start our travel plan with a few of country near us sequentially. Although it is still important for us to ensure and listed what kind of transportation that we need to use. Maybe there is plane or ship and whether there is any transportation to get to our specific destinations such as cars, bicycles and etc?

Make sure we have prepared a document to sign and traveled to a country, do not let this be our problem then became difficult for us because we do not carry corrected documents. Do not forget to bring your insurance card too, it is important as overseas travel insurance for the safer and more comfortable trip. If we are confused to choose travel overseas insurance products, we can research and browse at some online insurance supermarket.

# 4 Search and browse for hotels and inns
If we have friends or family who live in the country where we will visit so it will be easier for us to overcome the problem of where to stay. We could contact them and besides getting a ride somewhere to stay while we also get a good tour guide if they have a time to accompany us, if not then at least we can ask for correct advice, directions and transport what we can use to get to the destination.

If we haven't any, it is better when as fast as we can we do research a hotel or inn where we have to stay. Hotels and inns for traveler stay doesn't need to be pricey but do not forget to check the testimonials of visitors, it would be better to choose a safe inns for newcomers like us.

# 5 Packing only the necessary items
This may be a difficult thing to do for women, packing goods as they needed and not can be so complicated. Why? Because they think that every single thing was important. It's important for us to make sure our packing list many times before determining something to be taken or not. Overseas travel insurance card, cell phones, other gadgets and cameras could be categorized absolutely should be carried. And do not forget to bring an international charger so we can still charging wherever we need without not compatible plugs.

# 6 Live Cheap
Being traveler, does not mean that we lost in having fun without control. Remember that we're buying experience not only for shopping over when we got there. The most important thing is hotel or inn that we stay was quite comfortable and any food we have to buy and eat are clean enough so everything does not matter anymore, right? Of course we should have plan B if such a sudden we come to some unexpected condition on the trip.

5 Tips to Stop Spending Too Much for Shopping

Women and shopping are two things that can not be separated. Of course we already do not know anymore how many times we end up buying something that previously we did not even thought. Something that could have been we do not really need and should not enter our shopping list.

Sometimes we can buy something just because a discounts and large-scales promos, sometimes because these items is a trend hype in fashion magazines and local celebrity, our friend buy it or just because we feel that the goods are 'cute' that's why we want buy it. The reason why we buy something often just because 'we want to buy it', we does still love the goods after a week but then we even forget that we have it.
Want to stop doing that, but do not know where to start?  Listen 5 tips from psychologist Sarah McFarland Seung:

#1 Remember and find the reason why we shop
Try to remember why we're here, go shopping during this time? If it turns out the reason is: "Ah I always shop something every see the store", "Duh how online shopping bring the happiness" or even, "I think I had a problem on spending" because the credit card bill payment was uncontrolled.

#2 Think again of our relationship with shopping habit
Most people shop not based on need, they may feel that shopping is the compensation of all the emotional pressure. Probably due to problems at work, not too good relationship with family or friends and buy something because influenced by friends. If these things is behind our desire for shopping it is very likely we will spending too much on shopping. Too much shopping would not be good on our financial cycle.

#3 Replace with other activities
Shopping can be fun since there are many products that will make our lifestyle choices become easier. But if we do too much shopping, it is not something healthy for our emotional life. There are many activities that we can do to change the activity walking around the store that ended up with buying this and that, and the next minute we realized that there has been excessive shopping. For example, when our pleasure is to accumulate and prepare the clothes we buy, maybe we can play a game that allows us to do the same.

#4 Change our expectations
If we still have problems with the spending habits at this stage, immediately change our expectations. Research from the University of Duisbur-Essen tells that the joy we get from shopping online does not mean that if we would not buying anything online except we expect online shopping can meet our specific needs or objectives.

#5 Control yourself
 If you are already applying the things above and still feel the urge to spend, well learn to suppress your desire and remember that if you let the desire that you could be in big trouble.